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View Full Version : bought a card on ebay and i get this message


emmitt22mvp
03-19-2019, 07:10 AM
I tried paying with paypal,seller does not take paypal anymore,I heard this was coming just didn't know they started doing it,this will not be much fun doing it this way


Buyer

PayPal will no longer be accepted on eBay by June 1st. PayPal and eBay split up, and now eBay is moving all sellers off PayPal in groups. I'm a seller who used to always accept PayPal, but eBay has their own managed payment system now and so any credit/debit card will do.

My apologies. Can you kindly pay with any card of your choice?

altaeria
03-19-2019, 07:18 AM
I tried paying with paypal,seller does not take paypal anymore, I heard this was coming just didn't know they started doing it, this will not be much fun doing it this way

Buyer

PayPal will no longer be accepted on eBay by June 1st. PayPal and eBay split up, and now eBay is moving all sellers off PayPal in groups. I'm a seller who used to always accept PayPal, but eBay has their own managed payment system now and so any credit/debit card will do.

My apologies. Can you kindly pay with any card of your choice?


Until they split up with whatever they're calling it now.

Ugh.

Grid
03-19-2019, 07:31 AM
Its BS. Ebay is pushing sellers away from only taking PayPal, since they spun off that division. But they can now accept debit/credit right through ebay as well as still take paypal.

In your payment screen, you have the option to toggle between a card for payment or paypal.

I think the seller wants to avoid the extra PayPal fees, since it's slightly cheaper for them to take the direct card payment now.

Pretty sure Ebay wont block a seller for taking PayPal.

ClipsandVols
03-19-2019, 07:34 AM
I'm pretty sure Burbank Sports Cards is now set up like this as well. Haven't really looked into it though.

hawkeyecards
03-19-2019, 07:37 AM
Most definitely fake but the full change is in like 2020 right? Or 2021? Regardless, you're going to have to change it so just do it. I'm not a huge fan of it either but it is what it is. I honestly think eBay is going to start taking crypto at some point as well, but that's just my take on it.

emmitt22mvp
03-19-2019, 07:38 AM
Its BS. Ebay is pushing sellers away from only taking PayPal, since they spun off that division. But they can now accept debit/credit right through ebay as well as still take paypal.

In your payment screen, you have the option to toggle between a card for payment or paypal.

I think the seller wants to avoid the extra PayPal fees, since it's slightly cheaper for them to take the direct card payment now.

Pretty sure Ebay wont block a seller for taking PayPal.

I tried to toggle to my paypal account it kept going back to my credit card on file

bojesphob
03-19-2019, 07:41 AM
I find this to be an interesting situation.
eBay is founded and you pay using money orders or cashier's checks, or regular checks (but you have to wait until those clear)

eBay creates PayPal as a subsidiary to handle payments so that you don't have to do those payment options, and can pay using credit cards or directly from a checking account

eBay splits off PayPal to their own company but still has a full relationship with eBay

eBay creates their own payment system again, and starts a split with PayPal.

Is this going to be the new cycle for eBay? What are the odds they're going to split this payment system off into it's own subsidiary?

Grid
03-19-2019, 07:43 AM
From their press release:

EBay will eventually replace PayPal with a Dutch firm called Adyen as its primary payment processor, more closely integrating payments on its site. The online marketplace expects to have mostly completed the move by 2021, and PayPal will still be offered as a way to pay at checkout until July 2023

Again, sellers can opt out of PayPal right now, since Ebay is now processing credit cards on its own. But it is an option, and will be offered for years still, as per terms of the sale of PayPal.

Another one:
On Jan 31, 2018 eBay announced that, "After the existing eBay-PayPal agreement ends in 2020, PayPal will remain a payment option for shoppers on eBay, but it won’t be prominently featured ahead of debit and credit card options as it is today. PayPal will cease to process card payments for eBay at that time

Again, ebay wants sellers to use their direct card payments, but they are in no way forcing anyone NOT to offer PayPal payments. The Seller is just steering you in another direction to save a few pennies on the processing.

Post the link to the auction, does it show PayPal as a payment option? I know you have an opt out button in your listing, its where you have your paypal email addy filled in.

Grid
03-19-2019, 07:43 AM
I tried to toggle to my paypal account it kept going back to my credit card on file

Then the seller opted out. Ebay didnt make them do it. And the June 1st thing is a complete lie

ClipsandVols
03-19-2019, 07:47 AM
I'd love to know what eBay is offering for sellers to commit to this new payment program. I checked Burbank's listings and they have completely adapted to this system. Considering they are one of the largest sellers on eBay (not just sports cards), I'd assume eBay is offering substantial benefits.

-What payment methods do you accept? Currently we have adapted to the new payment system ebay has implemented, and is the only accepted payment method at the moment.

shrevecity
03-19-2019, 07:48 AM
I tried paying with paypal,seller does not take paypal anymore,I heard this was coming just didn't know they started doing it,this will not be much fun doing it this way


Buyer

PayPal will no longer be accepted on eBay by June 1st. PayPal and eBay split up, and now eBay is moving all sellers off PayPal in groups. I'm a seller who used to always accept PayPal, but eBay has their own managed payment system now and so any credit/debit card will do.

My apologies. Can you kindly pay with any card of your choice?

Ebay and Paypal split several years ago, the Ebay payments will not be fully integrated for another couple of years last I hears they were shooing for 2021.

shrevecity
03-19-2019, 07:50 AM
I find this to be an interesting situation.
eBay is founded and you pay using money orders or cashier's checks, or regular checks (but you have to wait until those clear)

eBay creates PayPal as a subsidiary to handle payments so that you don't have to do those payment options, and can pay using credit cards or directly from a checking account

eBay splits off PayPal to their own company but still has a full relationship with eBay

eBay creates their own payment system again, and starts a split with PayPal.

Is this going to be the new cycle for eBay? What are the odds they're going to split this payment system off into it's own subsidiary?

Ebay did not create Paypal, Ebays original payment system was Mister Billpay or something like that. Paypal was bought by Ebay around 2003 as most sellers on Ebay were already using it as an online payment service.

The new payment system is being run by Ayden

AnthonyCorona
03-19-2019, 08:08 AM
I’ve only come across a few sellers using the new system. Is eBay letting bigger sellers use it without a cost to get more people to use it?


Sent from my iPhone using Tapatalk

twisty571
03-19-2019, 05:29 PM
I tried to toggle to my paypal account it kept going back to my credit card on file

I have already ran into that myself. No option for PP at all :(

Bassplayah101
03-19-2019, 08:02 PM
Doesnt sound like a big deal, is it?
Some of you guys seem irritated. Am I missing something?

I'm actually curious about the pci-dss regulations since the facilitating company is outside the US.
What that means is there may be very different rules when it comes to securing systems with cc/debit information and associated data.

Could be a good thing with the UKs GDPR adoption.

Sent from my SM-G930V using Tapatalk

purejd86p
03-19-2019, 08:37 PM
Doesnt sound like a big deal, is it?
Some of you guys seem irritated. Am I missing something?

I'm actually curious about the pci-dss regulations since the facilitating company is outside the US.
What that means is there may be very different rules when it comes to securing systems with cc/debit information and associated data.

Could be a good thing with the UKs GDPR adoption.

Sent from my SM-G930V using Tapatalk

You think?

ninjacookies
03-19-2019, 08:41 PM
Ayden is nothing new. They've been handling payments on Etsy and other smaller selling sites for awhile now.

I believe the processing fees are also slightly lower.

People will get used to it and move on. Paypal has had their share of corruption...they're not exactly the greatest. People just got comfortable with them because of familiarity.

Bassplayah101
03-19-2019, 08:49 PM
You think?

Well, that's why I'm asking. I must be missing something that would irritate me as well.

Grid
03-20-2019, 07:58 AM
Well, that's why I'm asking. I must be missing something that would irritate me as well.

I don't want to speak for everyone, but....

I can sell something and hold money in my paypal account. I can then use that money to buy other things on ebay. If I can only use a credit/debit card, that doesn't work. I have to pull my money, put it in my account and then use a card to go shop. And none of that is instant with paypal, 3-4 days to transfer money over.

I actually do not have a debit card. I have a paypal account and a credit card. When I pay using paypal, I usually have paypal pull the money directly from my bank. Now, I have to use my card on some auctions, which means I could pay interest on that purchase.

I only use paypal to shop on ebay, and my paypal summery shows me what I bought and sold if I need to pull that for taxes. Now that my credit card has to be used, I do not have all that info in one place. I have to weed through my Target, Gas, McDonalds and whatever else I bought that month on my CC statement.

No, it is not the end of the world and yes, you can work around it (most people) but it is still very annoying

twisty571
03-20-2019, 12:10 PM
Doesnt sound like a big deal, is it?
Some of you guys seem irritated. Am I missing something?

I'm actually curious about the pci-dss regulations since the facilitating company is outside the US.
What that means is there may be very different rules when it comes to securing systems with cc/debit information and associated data.

Could be a good thing with the UKs GDPR adoption.

Sent from my SM-G930V using Tapatalk
Nope not a big deal for me accept I didn't notice it until after I made the purchase and tried checking out, I have debit & credit cards but as Grid explained above I had PP to use and couldn't which is what I was trying to do, not take more out of my bank account or use a CC.

Bowman1951
03-20-2019, 01:05 PM
TIL that eBay created Elon Musk.

MFaulkCollector
03-20-2019, 02:25 PM
I don't want to speak for everyone, but....

I can sell something and hold money in my paypal account. I can then use that money to buy other things on ebay. If I can only use a credit/debit card, that doesn't work. I have to pull my money, put it in my account and then use a card to go shop. And none of that is instant with paypal, 3-4 days to transfer money over.

I actually do not have a debit card. I have a paypal account and a credit card. When I pay using paypal, I usually have paypal pull the money directly from my bank. Now, I have to use my card on some auctions, which means I could pay interest on that purchase.

I only use paypal to shop on ebay, and my paypal summery shows me what I bought and sold if I need to pull that for taxes. Now that my credit card has to be used, I do not have all that info in one place. I have to weed through my Target, Gas, McDonalds and whatever else I bought that month on my CC statement.

No, it is not the end of the world and yes, you can work around it (most people) but it is still very annoying

More or less this is identical to my situation. It’s going to be really annoying. I know nothing about adyen but I hope it’s similar in principal to PayPal

altaeria
03-20-2019, 03:59 PM
More or less this is identical to my situation. It’s going to be really annoying. I know nothing about adyen but I hope it’s similar in principal to PayPal

Maybe we should all look into Ayden accounts now. It's an inevitable chore that we'll eventually need to do anyway.

shrevecity
03-20-2019, 04:03 PM
Maybe we should all look into Ayden accounts now. It's an inevitable chore that we'll eventually need to do anyway.

I don't think anyone will need Ayden accounts. They are just the processor Ebay will be using. Basically you pay Ebay direct and Ebay transfers the money to the sellers bank account.

salthill
03-20-2019, 04:48 PM
I don't think anyone will need Ayden accounts. They are just the processor Ebay will be using. Basically you pay Ebay direct and Ebay transfers the money to the sellers bank account.
Looks like that’s the case. If you look at Burbank’s listings, in the payment section it shows the cards they accept, including ApplePay (which is super convenient.)

Cactuspies
03-20-2019, 05:00 PM
paypal debit cards will be handy for the change for purchases. don't know on the seller side if you can link your pp account/card to get money on it from ebay sales instead of whatever account ebay wants to use. i'm pretty sure there is a routing and account # for paypal accounts.

MFaulkCollector
03-20-2019, 05:25 PM
paypal debit cards will be handy for the change for purchases. don't know on the seller side if you can link your pp account/card to get money on it from ebay sales instead of whatever account ebay wants to use. i'm pretty sure there is a routing and account # for paypal accounts.

so as a buyer....... i would be able to use a paypal debit card to use the paypal funds to pay?

Cactuspies
03-20-2019, 05:50 PM
so as a buyer....... i would be able to use a paypal debit card to use the paypal funds to pay?

why not? mine are mastercards. I thought I saw others say they were using their paypal debit cards for purchases.

I haven't run into one of these situations yet so I don't have any first hand experience.

MFaulkCollector
03-20-2019, 05:56 PM
why not? mine are mastercards. I thought I saw others say they were using their paypal debit cards for purchases.

I haven't run into one of these situations yet so I don't have any first hand experience.

no clue why not..... i currently don't have one and honestly never considered it until i read your post

could certainly be something to think about

LCM1223
03-20-2019, 05:57 PM
From their press release:

PayPal will still be offered as a way to pay at checkout until July 2023

So bottom line, this is true? We can still accept PayPal (with no hiccups or interruptions) until July 2023 correct?

twisty571
03-20-2019, 06:17 PM
paypal debit cards will be handy for the change for purchases. don't know on the seller side if you can link your pp account/card to get money on it from ebay sales instead of whatever account ebay wants to use. i'm pretty sure there is a routing and account # for paypal accounts.

so as a buyer....... i would be able to use a paypal debit card to use the paypal funds to pay?

why not? mine are mastercards. I thought I saw others say they were using their paypal debit cards for purchases.

I haven't run into one of these situations yet so I don't have any first hand experience.

No it doesn't, I have a PP card and it doesn't use your balance, it uses the $1000 credit line they gave me.

Edit to add they may have changed it since I cut mine up & quit using it.

Grid
03-21-2019, 07:31 AM
So bottom line, this is true? We can still accept PayPal (with no hiccups or interruptions) until July 2023 correct?

Yes, it would be in violation of the spin off if ebay canceled their paypal contract early.

What ebay can do, is direct us as buyers to opt out of using paypal, and start using our cards. They have been doing this for awhile. 10% off code when using the app and checking out with your card instead. Or, making your card the primary source of payment, and forcing you to click around to uncover paypal and flip it that way.

For major sellers, ebay might give them 1% off listings or final value if they opt for card direct VS paypal. Or, at the very least, the seller saves a point by not sharing the money transfer with paypal on payments.


No it doesn't, I have a PP card and it doesn't use your balance, it uses the $1000 credit line they gave me.

Edit to add they may have changed it since I cut mine up & quit using it.

Correct, you would have to transfer your paypal balance into your debit/checking account and then use that to pay the card.

You have 2 pyapal cards. The Mastercard, which works and earns rewards like any other card. And the Debit version, which allows you to pull your paypal funds out, put them on a card, and then go spend it. No different then if you transferred money from paypal to your bank and then used the banks debit card.

In a nutshell, if you have funds in your paypal account, and you have one of their cards, you still cant spend those funds that you used to when paying with paypal. You have to move it all around.

pazerbaijan
03-21-2019, 09:18 AM
In a nutshell, if you have funds in your paypal account, and you have one of their cards, you still cant spend those funds that you used to when paying with paypal. You have to move it all around.

I have a PayPal Business Debit Mastercard that I use like a normal debit card, and it automatically spends money from my PayPal balance whenever I use it. If I have insufficient money in my account to cover a transaction, it withdraws from my connected checking account instead. I can also withdraw PayPal funds as cash from ATMs.

This is the card I use: https://www.paypal.com/us/webapps/mpp/debit-card

Cactuspies
03-21-2019, 10:47 AM
I just made a purchase of 5 different items in my cart and used my pp debit card instead of directly from paypal on check out. it took from my available pp balance and went through no problem. none of the sellers are under the new payment deal so I still can't verify if the pp card works for that, but I still don't see why it wouldn't.

wallyat
03-21-2019, 12:51 PM
Its BS. Ebay is pushing sellers away from only taking PayPal, since they spun off that division. But they can now accept debit/credit right through ebay as well as still take paypal.

In your payment screen, you have the option to toggle between a card for payment or paypal.

I think the seller wants to avoid the extra PayPal fees, since it's slightly cheaper for them to take the direct card payment now.

Pretty sure Ebay wont block a seller for taking PayPal. So, if possible - it makes more sense to only take credit card payments? Basically ebay is trying to screw Paypal for splitting up?

Grid
03-21-2019, 02:38 PM
So, if possible - it makes more sense to only take credit card payments? Basically ebay is trying to screw Paypal for splitting up?

Ebay spun off paypal. And yes, ebay now wants to make more money itself, and they do not care if paypal makes any money going forward. They just have to honor their agreement after breaking off the brand, and that is to still offer their services.

But it is to ebay's benefit to use their own platform going forward, instead of sharing that revenue with paypal, which no longer reports into ebays financials.

Chris Henderson
03-21-2019, 03:11 PM
I don't want to speak for everyone, but....

I can sell something and hold money in my paypal account. I can then use that money to buy other things on ebay. If I can only use a credit/debit card, that doesn't work. I have to pull my money, put it in my account and then use a card to go shop. And none of that is instant with paypal, 3-4 days to transfer money over.

I actually do not have a debit card. I have a paypal account and a credit card. When I pay using paypal, I usually have paypal pull the money directly from my bank. Now, I have to use my card on some auctions, which means I could pay interest on that purchase.

I only use paypal to shop on ebay, and my paypal summery shows me what I bought and sold if I need to pull that for taxes. Now that my credit card has to be used, I do not have all that info in one place. I have to weed through my Target, Gas, McDonalds and whatever else I bought that month on my CC statement.

No, it is not the end of the world and yes, you can work around it (most people) but it is still very annoying

The easiest solution would be to get a Paypal debit card. Then you can access your Paypal funds to pay sellers who don't take Paypal directly. The only time it may be a problem is if you want to spend more than what is in your account. I'm not sure if the debit card has a backup funding option.

auctionjmm
03-21-2019, 03:35 PM
In a nutshell, if you have funds in your paypal account, and you have one of their cards, you still cant spend those funds that you used to when paying with paypal. You have to move it all around.

I don't. My Paypal debit card instantly pulls the funds from my Paypal balance. No moving around necessary.

Grid
03-22-2019, 09:13 AM
The easiest solution would be to get a Paypal debit card. Then you can access your Paypal funds to pay sellers who don't take Paypal directly. The only time it may be a problem is if you want to spend more than what is in your account. I'm not sure if the debit card has a backup funding option.

If you consider having to open and maintain yet another account easy, I guess you are correct.

To the OP's point, it is annoying that you even have to do something like this, just to use ebay the way we all have for the past 10+ years.

You can work around using paypal on Amazon the same way. But it is just that, a work around and not just pay like you always have. Not everyone wants to open a new line of credit, or have yet another card to keep track of just to shop on ebay.