Quote:
Originally Posted by jcardstore
Except you're locked in and it tracks CPI so when that comes down it's going to be yielding next to nothing.
The fixed rate on ibonds is 0% and you have to hold for what... 5 years before you take withdraw without penalty?
Imo I bonds only make sense if you think inflation is going up not when it's at a 40 year high.
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You aren’t locked in after a year. You give back points in months 13-15 but you are good after month 15.