I was under the impression that Topps/Panini started doing this because of liability more than anything - they may be gamers and probably have a nice system in place but don't want to be legally responsible down the line.
Should one of these cards become very expensive (5-7 figures) like a Lebron RPA and it be proven/discovered that a random employee they have no control over made a mistake years earlier they could just say that they clearly guarantee nothing on the card.
Add in the fact that it never really affected their sales anyway and why not just under state things on the card itself to protect legally. It's not ideal but I guess it's what our legal system encourages to stay financially safe.
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