1) What big surprise would be under the tree for one of your family members if you hit the lotto?
I would pay off their credit card debt. Sounds boring..but when you have that kind of debt paying it off for them is the best gift you can give anyone. Its like buying all of the stuff for them they bought to put themselves into debt
2) What charities would benefit from you hitting the lotto? I would give to our local church, March Of Dimes, Diabetic ones since my family has a history, probably give to heart and cancer research ones as well. what can I say..I like to give.