This "pay after delivery" thing is awesome...

JMPKCP · 10-23-2015, 06:06 PM

Bank froze my card last week, and I was waiting for the mailed replacement one, so my hands were tied with PayPal. So I'm twiddling my thumbs and of course I get this week's 5X eBay bucks special promo. Figure I'm missing out completely on the promo until a friend turns me onto PayPal "Pay After Delivery"! I was able to pick up some stuff the last couple days and know that I don't have to pay until November 4th. My replacement bank card was shipped out this Monday so I'm sure I'll be able to add it to my PayPal account long before November 4th, and I'll be good to go. Nice little feature, PayPal! Well done!

For those of you who don't know how to active it:
https://www.paypal.com/webapps/mpp/pad-get-pay

Note: This is NOT PayPal credit or anything like it. There's no credit check, no hold, nuthin'. They just pay for you without actually tapping your finances until several days after tracking shows delivered. And you can actually supersede their payment and pay any time you want to.

JMPKCP · 10-24-2015, 12:43 AM

Wow, does everyone already know about this or what???

Miss Lizzy · 10-24-2015, 02:28 AM

I knew, I knew! Never had a need to use it though.

JMPKCP · 10-24-2015, 02:29 AM

Quote:

Originally Posted by Miss Lizzy

I knew, I knew! Never had a need to use it though.

I use PayPal every day, many times, both mobile and desktop. How have I never seen it before? You been using it awhile?

Miss Lizzy · 10-24-2015, 02:45 AM

I got an email about it once.
Not all purchases are eligible though.

skillovermyluck · 10-24-2015, 02:49 AM

Been going on for very very longtime .. I turned it off .. it really messed with my funds ... thinking i had money when i was actually over budget .. next thing i know i have msg from my bank saying i have overdraft fees .. so .. yeah it had to be turned off .. buy what i can afford .. thats it !

JMPKCP · 10-24-2015, 03:53 AM

Quote:

Originally Posted by skillovermyluck

Been going on for very very longtime .. I turned it off .. it really messed with my funds ... thinking i had money when i was actually over budget .. next thing i know i have msg from my bank saying i have overdraft fees .. so .. yeah it had to be turned off .. buy what i can afford .. thats it !

You make some good points....never thought of it in that context. I plan to use this only until I get my bank card, but I appreciate the warning!

shrevecity · 10-24-2015, 07:48 AM

Another flaw with it is lets say you sell something and end up having to refund and are -20.00 in your Paypal balance. Then lets say you bought an item 2 weeks ago using this feature for 40.00 they can piggyback the -20.00 in your account on that payment, which can result in screwing up your funds and everything like mentioned before.

marino13 · 10-24-2015, 08:21 AM

Aint this what your Credit Card do?

Paypal just rewording the process and make it looks better than it really is.

Bottom line, if you can't for it in cash, you can't afford it.

fullmetal · 10-24-2015, 12:59 PM

Quote:

Originally Posted by marino13

Aint this what your Credit Card do?

Paypal just rewording the process and make it looks better than it really is.

Bottom line, if you can't (sic) for it in cash, you can't afford it.

That last sentence is so incredibly false.

JMPKCP · 10-24-2015, 02:07 PM

Quote:

Originally Posted by marino13

Aint this what your Credit Card do?

Paypal just rewording the process and make it looks better than it really is.

Bottom line, if you can't for it in cash, you can't afford it.

You're clueless. It has ZERO to do with being able to afford it or not. I always pay with PayPal with my debit/credit card. I can't add my temporary card to my PayPal profile because the name on the card is "Valued Customer". I have to wait until I get the permanent card before I can set up my PayPal again. Nothing to do with how much money I have.

Reading is your friend.

NickM · 10-24-2015, 11:53 PM

If it's not a PayPal gift payment, I try to use a credit card for everything I purchase via PayPal, because it gives me more buyer protection.

JMPKCP · 10-25-2015, 12:32 AM

Quote:

Originally Posted by NickM

If it's not a PayPal gift payment, I try to use a credit card for everything I purchase via PayPal, because it gives me more buyer protection.

Exactly, and this pay after delivery doesn't change that...it still will be paid via my credit card...just after it is received instead of before it is sent.

marino13 · 10-25-2015, 12:53 AM

Again .... aren't you paying it with some kind of "credit" or collateral?

Because I am pretty sure I can just tell them to ship me stuff I want and they will take my words for it.

If that is their business model, then where the hell have I been? I could have gotten all these stuff I wanted.

OLDPAPER · 10-25-2015, 08:20 AM

I did not know about it...interesting...surprised they do it for no fee...not sure what their benefit is in that...but it must obviously make sense for them...seems like the risk would outweigh the reward.....just another way for those that live paycheck to paycheck make bad decisions.....or in the case of the OP...be able to get his banking affairs in order...which is fine

notsublime · 10-25-2015, 11:07 AM

I don't like it at all.
I sold a few things this summer and had a $1200 PP balance. Knowing this, I bought a few PC cards and a pile of silver. I didn't notice that the "pay after delivery" was set as the default, and I wasn't unable to reverse the transactions. So here I am with $1200 in PP and $900+ scheduled to come out of my checking. I guess I could have transferred from PP to my banking, but should I have to? It's my opinion that PP does things like this deliberately. I hate it when they suddenly change the defaults. I've had similar things like this happen in the past were the CC setting were changed.

JMPKCP · 10-25-2015, 02:29 PM

Quote:

Originally Posted by marino13

Again .... aren't you paying it with some kind of "credit" or collateral?

Because I am pretty sure I can just tell them to ship me stuff I want and they will take my words for it.

If that is their business model, then where the hell have I been? I could have gotten all these stuff I wanted.

Nope. No credit and no collateral.

Quote:

Originally Posted by OLDPAPER

I did not know about it...interesting...surprised they do it for no fee...not sure what their benefit is in that...but it must obviously make sense for them...seems like the risk would outweigh the reward.....just another way for those that live paycheck to paycheck make bad decisions.....or in the case of the OP...be able to get his banking affairs in order...which is fine

Maybe it is only available to certain people, whose profiles are low to no risk?

Quote:

Originally Posted by notsublime

I don't like it at all.
I sold a few things this summer and had a $1200 PP balance. Knowing this, I bought a few PC cards and a pile of silver. I didn't notice that the "pay after delivery" was set as the default, and I wasn't unable to reverse the transactions. So here I am with $1200 in PP and $900+ scheduled to come out of my checking. I guess I could have transferred from PP to my banking, but should I have to? It's my opinion that PP does things like this deliberately. I hate it when they suddenly change the defaults. I've had similar things like this happen in the past were the CC setting were changed.

With pay after delivery selected as your method of payment, you don't HAVE to wait for them to take the money later. It's just an option. You can pay for the item whenever you want if you want to. Pay the $900 and nothing will be scheduled to come out of your checking.

jerryw · 10-25-2015, 02:49 PM

In other current events man lands on the moon and Kennedy is assassinated lol ��

notsublime · 10-25-2015, 10:19 PM

Quote:

Originally Posted by JMPKCP

With pay after delivery selected as your method of payment, you don't HAVE to wait for them to take the money later. It's just an option. You can pay for the item whenever you want if you want to. Pay the $900 and nothing will be scheduled to come out of your checking.

As I stated before.

I didn't notice that the "pay after delivery" was set as the default, and I wasn't unable to reverse the transactions.

Apparently when the pay after option was added.

10-23-2015, 06:06 PM	#1
JMPKCP Banned Join Date: May 2014 Location: Wine country Posts: 4,673	This "pay after delivery" thing is awesome... Bank froze my card last week, and I was waiting for the mailed replacement one, so my hands were tied with PayPal. So I'm twiddling my thumbs and of course I get this week's 5X eBay bucks special promo. Figure I'm missing out completely on the promo until a friend turns me onto PayPal "Pay After Delivery"! I was able to pick up some stuff the last couple days and know that I don't have to pay until November 4th. My replacement bank card was shipped out this Monday so I'm sure I'll be able to add it to my PayPal account long before November 4th, and I'll be good to go. Nice little feature, PayPal! Well done! For those of you who don't know how to active it: https://www.paypal.com/webapps/mpp/pad-get-pay Note: This is NOT PayPal credit or anything like it. There's no credit check, no hold, nuthin'. They just pay for you without actually tapping your finances until several days after tracking shows delivered. And you can actually supersede their payment and pay any time you want to.

10-24-2015, 02:49 AM	#6
skillovermyluck Member Join Date: Oct 2011 Location: Chicago Posts: 3,345 los880 skillovermyluck	Been going on for very very longtime .. I turned it off .. it really messed with my funds ... thinking i had money when i was actually over budget .. next thing i know i have msg from my bank saying i have overdraft fees .. so .. yeah it had to be turned off .. buy what i can afford .. thats it ! __________________ " Get the hell out of Here , with that Dumb Sht " - Houdini Looking for 2010 Playoff Contenders Kevin Durant die-cut black /49

10-24-2015, 08:21 AM	#9
marino13 Member Join Date: Oct 2015 Location: Home Of The Big Apple Posts: 2,963	Aint this what your Credit Card do? Paypal just rewording the process and make it looks better than it really is. Bottom line, if you can't for it in cash, you can't afford it. __________________ If you can't pay for it in cash, you can't afford it.

10-24-2015, 11:53 PM	#12
NickM Member Join Date: Feb 2013 Posts: 12,353	If it's not a PayPal gift payment, I try to use a credit card for everything I purchase via PayPal, because it gives me more buyer protection. __________________ 1st superfractor hit by RK Collectibles. 2014 Bowman Chrome Mini BB Chris Kohler. "What do we want?" "Time travel." "And when do we want it?" "It's irrelevant."

10-25-2015, 12:53 AM	#14
marino13 Member Join Date: Oct 2015 Location: Home Of The Big Apple Posts: 2,963	Again .... aren't you paying it with some kind of "credit" or collateral? Because I am pretty sure I can just tell them to ship me stuff I want and they will take my words for it. If that is their business model, then where the hell have I been? I could have gotten all these stuff I wanted. __________________ If you can't pay for it in cash, you can't afford it.

10-24-2015, 12:43 AM	#2
JMPKCP Banned Join Date: May 2014 Location: Wine country Posts: 4,673	Wow, does everyone already know about this or what???

10-24-2015, 02:28 AM	#3
Miss Lizzy Member Join Date: Mar 2013 Location: The Mighty Mojave Desert Posts: 3,190 misslizzy1978 MissLizzy	I knew, I knew! Never had a need to use it though.

10-24-2015, 02:45 AM	#5
Miss Lizzy Member Join Date: Mar 2013 Location: The Mighty Mojave Desert Posts: 3,190 misslizzy1978 MissLizzy	I got an email about it once. Not all purchases are eligible though.

10-24-2015, 07:48 AM	#8
shrevecity Member Join Date: Jul 2013 Posts: 28,051	Another flaw with it is lets say you sell something and end up having to refund and are -20.00 in your Paypal balance. Then lets say you bought an item 2 weeks ago using this feature for 40.00 they can piggyback the -20.00 in your account on that payment, which can result in screwing up your funds and everything like mentioned before.

10-25-2015, 08:20 AM	#15
OLDPAPER Banned Join Date: Feb 2014 Location: Palm Harbor, FL Posts: 2,591 727sportscards 727cards	I did not know about it...interesting...surprised they do it for no fee...not sure what their benefit is in that...but it must obviously make sense for them...seems like the risk would outweigh the reward.....just another way for those that live paycheck to paycheck make bad decisions.....or in the case of the OP...be able to get his banking affairs in order...which is fine Last edited by OLDPAPER; 10-25-2015 at 08:23 AM.

10-25-2015, 11:07 AM	#16
notsublime Member Join Date: Jan 2011 Location: S.D. Posts: 1,913 WadeBoggsCollection	I don't like it at all. I sold a few things this summer and had a $1200 PP balance. Knowing this, I bought a few PC cards and a pile of silver. I didn't notice that the "pay after delivery" was set as the default, and I wasn't unable to reverse the transactions. So here I am with $1200 in PP and $900+ scheduled to come out of my checking. I guess I could have transferred from PP to my banking, but should I have to? It's my opinion that PP does things like this deliberately. I hate it when they suddenly change the defaults. I've had similar things like this happen in the past were the CC setting were changed. __________________ BlowOut's Resident Wade Boggs Super Super Collector

10-25-2015, 02:49 PM	#18
jerryw Member Join Date: Oct 2011 Posts: 4,167	In other current events man lands on the moon and Kennedy is assassinated lol �� __________________ deals in progress